Prop trading is getting more popular every year, especially in the US. Many traders dream of trading big capital without risking their own money, and that’s exactly what prop firms offer. But finding the best prop firms for US traders isn’t always easy. Some firms don’t accept US clients, others have rules so strict that traders fail before they even get started.
After 10 years in this industry, I’ve seen traders waste time and money with the wrong firms. So, let’s break down what you should look for and which forex prop firms for US traders actually stand out.
What Makes a Good Prop Firm for US Traders?
Not every prop firm is worth your time. Here’s what matters most:
- Regulation and Acceptance – Some firms don’t work with US clients due to rules. Always check first.
- Trading Rules – Daily drawdown limits, profit targets, and news restrictions can make or break you.
- Profit Splits – Look for at least 70/30 in your favor.
- Assets and Platforms – Forex, futures, and stocks should be available.
- Payouts – If a firm isn’t paying on time, it’s a red flag.
Best Prop Firms for US Traders
Here are the top names worth considering in 2025:
FTMO
One of the biggest and most trusted firms worldwide. They allow US traders, but their rules are strict. If you’re disciplined, this is a great option.
The 5%ers
A unique model with lower risk and long-term growth plans. Perfect for traders who value steady progress over quick gains.
Topstep
Based in the US, focused on futures. They have a very solid reputation and have been around longer than most.
SurgeTrader
Known for quick funding and simple rules. They allow US clients and make payouts easy.
Funded Trading Plus (FTP)
Flexible programs, strong support, and they do work with US traders. A solid choice if you want less pressure.
Comparison Table: Prop Firms for US Traders
| Prop Firm | Profit Split | Challenge Model | Minimum Rules | US Clients Accepted |
| FTMO | Up to 90% | Yes (2-step) | Strict rules | Yes |
| The 5%ers | Up to 80% | Yes (unique model) | Low risk focus | Yes |
| Topstep | Up to 90% | Yes (Futures) | Well-structured | Yes |
| SurgeTrader | Up to 90% | Yes (1-step) | Simple rules | Yes |
| Funded Trading Plus | Up to 80% | Yes (2-step + instant) | Flexible | Yes |
Common Mistakes US Traders Make
Most traders don’t fail because of the market — they fail because they ignore the rules. Here are the big mistakes I see:
- Trading too aggressively just to hit targets.
- Ignoring firm restrictions like news trading bans.
- Poor risk management — risking 5% on one trade is suicide.
- Joining shady firms that never pay withdrawals.
If you want to succeed, treat prop trading like a business, not a lottery ticket.
Recommendation for Struggling Traders
Here’s the truth: even good traders often fail the first few challenges. The rules are tough, and pressure makes it worse. That’s where Finrisen comes in.
Finrisen is not a prop firm, but a support service for traders. They help with:
- Prop Firm Challenge Pass Service – getting you through strict evaluations.
- Funded Account Management – helping you manage capital once funded.
- Instant Funded Accounts – access without long waiting periods.
- Automated Trading EA – tools that support traders in Forex and other markets.
For traders who keep failing challenges, Finrisen can save both money and time.
Final Thoughts
The truth is simple: the best prop firms for US traders are not always the easiest ones. If you want lasting success, forget about shortcuts. Discipline, risk management, and emotional control are the real skills.
That said, if you’re struggling with challenges, services like Finrisen can give you a second chance without burning more accounts.
At the end of the day, trading a prop firm’s capital is a privilege. Respect the rules, protect the account, and aim for steady profits. That’s how you stay funded.
