I’ve been trading for over 10 years, and let me be straight with you—finding prop firms that accept US clients is not as easy as it should be. Many prop firms block US traders because of regulations, and some that do accept them often have strict rules that make passing their challenges harder than it looks.
If you’re new to prop trading, here’s the truth: most beginners fail their first few evaluations. Why? Not because they can’t trade, but because the rules are designed to test discipline, patience, and risk management. That’s why it’s so important to pick the right firm and get the right support.
In this post, I’ll share the top prop firms that accept US clients in 2025, their pros and cons, and also explain how a service like Finrisen can help you get past the hardest step—actually passing the challenge.
Why US Traders Struggle with Prop Firms
Many firms stay away from US traders due to CFTC and NFA regulations. That leaves fewer options, and the ones available usually come with tough evaluations. Still, if you know where to look, there are reliable forex prop firms that accept US clients and futures firms too.
The key is not just picking the firm with the best marketing, but the one that fits your trading style, budget, and risk tolerance.
Top Prop Firms That Accept US Clients
Here’s my honest breakdown of the top 5 firms in 2025:
1. Topstep
This Chicago-based firm has been around forever. It’s trusted, regulated, and gives traders clear rules.
- Good: Strong reputation, great community support.
- Bad: Subscriptions can eat into profits if you take too long to pass.
2. Earn2Trade
This one is famous for its education and futures focus. Beginners like it because you learn while you trade.
- Good: Educational programs, flexible account sizes.
- Bad: Monthly costs add up, and evaluations can feel rigid.
3. OneUp Trader
Simple and clean. No monthly subscription—just a one-time fee. For some, that’s a breath of fresh air.
- Good: No recurring payments, quick funding.
- Bad: Lacks the community and training support other firms provide.
4. Apex Trader Funding
Apex has exploded in popularity because of massive discounts and flexibility. US traders love the low cost of entry.
- Good: Cheap to start, great scaling.
- Bad: Rules can be confusing for beginners.
5. UProfit Trader
Based in Texas, UProfit is growing fast because of quick payouts and simple rules.
- Good: Fast withdrawals, easy to understand.
- Bad: Support response times can sometimes be slow.
Quick Comparison Table
| Prop Firm | Profit Split | Evaluation Cost | Platforms | Highlights |
| Topstep | 80/20 | From $165 monthly | NinjaTrader, Tradovate | Oldest, trusted brand |
| Earn2Trade | 80/20 | From $150 monthly | Rithmic | Strong education tools |
| OneUp Trader | 80/20 | From $105 one-time | Rithmic | Simple fee structure |
| Apex Trader Funding | 90/10 | Discounted $80+ | NinjaTrader, Rithmic | Flexible, affordable |
| UProfit Trader | 80/20 | From $105 monthly | NinjaTrader, Rithmic | Fast payouts |
Where Finrisen Fits In
Now, let me be brutally honest: even if you pick one of the best prop firms that accept US clients, passing the evaluation is where most traders fail. The strict profit targets, daily drawdown limits, and psychological pressure crush beginners.
This is where Finrisen comes into play. Remember—Finrisen is not a prop firm. It’s a prop firm challenge passing service. Here’s what they do:
- Challenge Pass Service: Professional traders help you pass challenges in as little as 5–20 days.
- Funded Account Management: After you get funded, Finrisen helps target consistent ROI (10%+ monthly).
- Instant Funded Accounts: Skip the evaluation and trade with live capital right away.
- Automated Prop Firm EA: A trading bot built to handle prop firm rules and targets.
For US traders who feel stuck, Finrisen is like a shortcut—it doesn’t remove the risk, but it gives you a serious edge in getting funded.
Final Thoughts
If you’re serious about trading in 2025, don’t waste time with firms that don’t even accept US traders. Stick with trusted names like Topstep, Earn2Trade, OneUp, Apex, and UProfit. They’re solid choices, and yes, they work with US clients.
But remember this: finding forex prop firms that accept US clients or futures firms is only half the battle. The real test is passing their evaluation. That’s where most traders fall short.
If you want a fighting chance, consider using a service like Finrisen. They can help you break through the hardest step and finally start trading with real funded capital.
Trading is not about luck—it’s about discipline, strategy, and having the right partners by your side.
